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Loan Insights & Financial Guides
Expert tips, app comparisons, and smart borrowing advice to help you make confident financial decisions.
Januworry is Real
Loan applications typically spike by over 30% in January as South Africans recover from the "Dezemba" festive season spending and face back-to-school costs.
Trust over Collateral
In informal township lending, your "credit score" isn't a number—it’s your reputation. If you have a "good name" in the community,
The Rise of the Digital Native Borrower
Gen Z is currently the fastest-growing group of new credit users.