Frequently Asked
Questions

Loan Central is an independent comparison site that helps you understand how different loan apps work. We review and compare popular options so you can see who they’re best for, what you need to qualify and what to expect before you apply.

No, we don’t offer loans. We help you compare lenders and then direct you to them.

Yes, comparing loan options on Loan Central is completely free.

We review popular loan apps based on eligibility, speed, repayment terms and user feedback.

Yes, ratings come from app stores and independent review platforms.

No, browsing and comparing loan options does not affect your credit score.

Yes. You don’t need to provide personal or financial details to use Loan Central. If you choose to apply for a loan, you’ll share your information directly with the lender, not with us.

It’s awarded to the option that checks the most important boxes for most borrowers, like ease of qualification, speed, clear terms, and overall experience.